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Everyone says I need a credit card. Do I?

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Everyone says I need a credit card. Do I?

If you don't have a credit card, are you missing out? With all the hype around cashback, miles and rewards, it can feel like having a credit card is a financial no-brainer. But before signing up for one, the more important question is whether you're financially ready for it. We spoke to two experts about how credit cards really work, why ...

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