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Ever wondered why your insurance doesn't cover MRI, CT scans, blood tests, or X-rays? 🤔 These are called investigative tests, used for diagnosis before a serious condition develops. But unless you're hospitalized, most health insurance policies won’t cover them. However, if your policy includes OPD cover, these tests, along with doctor consultations and medicines, can be covered without hospitalization! It's a small detail that makes a big difference. Do you have OPD cover in your policy? Let u
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Inconclusive tests are not covered in health insurance! You many not get claim until the investigative tests lead to your hospitalisation. What to do in cases where your health issues do not lead to hospitalisation? Make sure your policy has OPD cover wherein your tests, consultations will be covered. To know which policy has OPD cover or to know if your policy has the cover, DM us! #insurance #tests #medical #insuranceclaim #healthineurance #terminsurance #insurances #onesinsure | OneInsure
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If any diagnostic tests are done which do not lead to hospitalization of 24 hours then they are not payable by the insurer. It’s better to understand such rules before going through any hassle of claim denial. [health, term, insurance, advisory, claims, oneinsure] #healthinsurance #terminsurance #insurance #advisory #oneinsure | OneInsure
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How Much Term Insurance Do You REALLY Need? Don’t just guess your cover – calculate it smartly! ✔️ Step 1: Add up future expenses – loans, kids’ education, household needs ✔️ Step 2: Subtract existing assets – savings, investments, other insurance ✔️ Step 3: Choose a cover = 10-15X your annual income (so your family stays secure) 👨‍👩‍👧 Protect your family’s lifestyle – not just their future. 🖱️ Click the link in bio & get in touch with oneisure expert now! [term, health, motor, insurance, on
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If you own a participating insurance policy, you may have heard about bonuses that insurers declare. But what do they mean? 🤔 📌 Reversionary Bonus – This is a guaranteed bonus added to your policy every year, once declared. It gets locked in and is payable along with the sum assured at maturity or on the policyholder’s demise. The longer your policy tenure, the more bonuses you accumulate! 📌 Terminal Bonus – This is a one-time, non-guaranteed bonus given at the end of the policy term (maturit
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When it comes to paying your insurance premium, transparency and ownership are key. It is important to pay your premiums yourself, as it not only reflects financial responsibility but also avoids unnecessary complications during claims. If someone else, like a friend or relative, is paying your premium, it must be officially declared to the insurer. Failure to do so could result in rejection of claims or disputes at critical moments, as insurers may question the legitimacy of payments or the rel
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Buying a new car? Don’t just fall for the looks. Here’s what actually matters 👇 🚗 Safety first Always check B-NCAP & Global NCAP ratings. A high rating means better protection for you and your family — not just fancy features. 🔧 Reliability check Want to know how a car really performs? Look at the second-hand car market. If older models are still running strong, that brand has passed the real-life test. 🌀 Body roll matters Take a test drive and notice the tilt when turning left or right. Les
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