FDIC insurance protects up to $250,000 per depositor, per bank, per ownership category, leaving balances above that limit uninsured if a bank fails. While bank failures are rare, they can spike during ...

Many people worry about what might happen if their bank suddenly closes, especially when savings represent months or years of ...

If the beaten-down stock market has got you seeking a haven for your cash, there's some good news. The financial-system bailout legislation enacted last month boosted limits on federal insurance for ...

The Federal Deposit Insurance Corp., an independent federal agency, serves several functions. Arguably its most important job is insuring money you’ve deposited at an FDIC-member bank. The FDIC ...

The U.S. Federal Deposit Insurance Corp. formally proposed its approach to stablecoin issuers as one of the federal financial regulators required to write and oversee rules under last year's Guiding ...

"FDIC Board approves proposed rulemaking for payment stablecoin issuers under GENIUS Act: reserve assets, redemption, custody rules, no pass-through insurance, tokenized deposits clarification by Chai ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

On March 11, FDIC Chairman Travis Hill spoke at a banking industry summit, where he outlined a forthcoming proposal that would clarify that payment stablecoins subject to the GENIUS Act (covered by ...

The Federal Deposit Insurance Corp.'s Board of Directors Tuesday issued a proposed rule for public comment that would revise how banks must display FDIC signage on digital interfaces and ATMs where ...